What happens to my current holdings if I become a client?
Before any changes are made, we first analyze your existing portfolio and discuss our recommendations with you. Our overall goal is for your portfolio to make sense for you and your lifetime objectives, in the most cost-effective way possible.
Ways we achieve this goal are to:
- Capture your unique willingness, ability and need to take on market risk via appropriate (often global) diversification
- To minimize the expenses involved in investing
- To manage for appropriate asset location between taxable and tax-sheltered accounts
- To eliminate any unnecessary complexity within the collection of accounts within your portfolio
If existing holdings lend themselves to these objectives, we leave them in place. If changes are warranted, we work with you to ensure any transitions occur as smoothly and cost-effectively as possible.